Finance Solutions
Empowering you with customized solutions to overcome financial challenges and build a stronger credit future.
Credit Monitoring
Stay informed with regular updates and insights into your credit status, helping you track progress and maintain lasting financial health.
Budgeting
Master the art of budgeting and control your spending to secure lasting financial stability.
Saving Money
Discover smart, proven strategies to grow your savings and build lasting financial security.
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Process To Fix Credit
Once you have uploaded all the required documents, license, passport, state ID, bank statement, utility bill and I will be going through the negative items on your report one by one and challenging any incorrect information, collections, late payments, and any negative public records on your behalf. You will get an email notification once I have completed this work and have sent it off to all the credit bureaus.
About Us
Best Company To Fix Your Credit
Empowering Financial Futures Through Transparent Credit Solutions
Founded by David Payne Jr., Everything Credit LLC democratizes credit repair with accessibility, transparency, and effectiveness. We empower clients through education, advocacy, and personalized support, ensuring lasting credit transformation.
Backed by leading credit monitoring services, our solutions include a 180-day money-back guarantee and tailored budget programs. Discover a new financial journey with us
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Consultation
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Our Services
Schedule a Consultation for Expert Credit Repair Services
Our team to explore effective credit repair solutions tailored to your financial needs
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Pre-Litigation Credit Repair
Introducing Attorney Approved factual disputing, where we point out every inaccuracy and incomplete item in your credit report. The goal is to trigger a violation so we can sue the credit bureaus or creditors for violating your rights. All correspondence is sent via certified mail, ensuring a thorough and documented process. Take control of your credit and protect your rights today!
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Business Opportunity
Have you wanted to start a credit repair company but don't know how? Learn how to do it the right way like we did. It has been our dream come true, and we hope to impart our knowledge and wisdom to you.
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The late Kobe Bryant said, "The most important thing is to try and inspire people so that they can be great at whatever they want to do."
📢 Compliance Notice
Please Note: We do not offer consultations, as they are not permitted under the Telemarketing Sales Rule (TSR). Our services strictly adhere to all applicable laws, rules, and regulations governing credit repair.
What We Can Do For You
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Customer Support
While we work on improving your credit, you can email us or schedule a call with one of our representatives for any questions about your credit profile or general inquiries.
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24/7 Client Portal Access
Our clients receive access to a secure online portal to view updated credit scores and reports, as well as watch educational videos on the importance of credit.
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180 Day Money Back
Everything Credit offers a 180-Day Money-Back Guarantee, if we cannot remove inaccurate, erroneous, or outdated items from your report, you’ll receive a full refund. Conditions apply.
Why Choose Us
We Know Credit
At Everything Credit LLC, we bring years of experience and in-depth knowledge of credit management. Our team delivers personalized strategies and expert guidance to help you navigate the credit repair process with confidence. We turn challenges into opportunities, working with you every step of the way toward stronger credit and greater financial freedom.
9 Years Experience
Serving Clients Across the USA
Expert Team
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24/7 Full Support
Real Client Results You Can Trust
Here are actual improvements our clients achieved with Everything Credit LLC.
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Pre-Litigation Credit Repair
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Pre-Litigation Credit Repair​
Marlon J.
Pre-Litigation Credit Repair
Client Investigation Results Report
Client Investigation Results Report
Testimonials
What Our Customers Say About Credit Repair Services
At Everything Credit, we value our customers' feedback. Read below to hear reviews straight from the source. Let our sparkling feedback speak for itself.